COLLINSVILLE BUILDING AND LOAN ASSOCIATION

COLLINSVILLE, IL | Small | Est. Jan. 1, 1885, midnight | FDIC #28103 | RSSD #658474 | OCC
Latest Report: 2025-12-31

COLLINSVILLE BUILDING AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in COLLINSVILLE, IL, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $81M. Profitability stands at 0.25% ROA and 0.84% ROE, with a net interest margin of 2.58%. The bank's CET1 capital ratio is 29.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.23%. FDIC Certificate #28103.

Assets

$116M

Deposits

$81M

Loans

$84M

Equity

$34M

Profitability

Return on Assets (ROA) 0.25%
Return on Equity (ROE) 0.84%
Net Interest Margin (NIM) 2.58%
Yield on Assets 4.33%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio --
Texas Ratio 0.23%
NPA Ratio 0.07%
ACL / Loans 0.70%

Capital & Liquidity

CET1 Ratio 29.82%
Tier 1 Capital 29.82%
Total Capital Ratio 31.31%
Leverage Ratio 29.43%
Loan-to-Deposit 104.50%

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