EMPRISE BANK

WICHITA, KS | Large | Est. May 21, 1910, midnight | FDIC #4789 | RSSD #65858 | FDIC
Latest Report: 2025-12-31

EMPRISE BANK is aln large FDIC-insured commercial bank headquartered in WICHITA, KS, established in May 21, 1910, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.5B. Profitability stands at 1.23% ROA and 16.20% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 10.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.70%. FDIC Certificate #4789.

Assets

$2.8B

Deposits

$2.5B

Loans

$2.0B

Equity

$207M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 16.20%
Net Interest Margin (NIM) 4.06%
Yield on Assets 5.76%
Cost of Funds 3.29%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.13%
Texas Ratio 2.70%
NPA Ratio 0.22%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 10.15%
Tier 1 Capital 10.15%
Total Capital Ratio 11.32%
Leverage Ratio 7.59%
Loan-to-Deposit 78.77%

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