FARMERS AND MINERS BANK is asn small FDIC-insured commercial bank headquartered in PENNINGTON GAP, VA, established in July 2, 1979, midnight. As of 2025-12-31, the bank reported total assets of $185M and total deposits of $159M. Profitability stands at 1.14% ROA and 8.55% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.31%. FDIC Certificate #22888.
Assets
$185M
Deposits
$159M
Loans
$99M
Equity
$24M
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