FIRST INTERSTATE BANK

BILLINGS, MT | Regional | Est. Oct. 9, 1916, midnight | FDIC #1105 | RSSD #659855 | FED
Latest Report: 2025-12-31

FIRST INTERSTATE BANK is arn regional FDIC-insured commercial bank headquartered in BILLINGS, MT, established in Oct. 9, 1916, midnight. As of 2025-12-31, the bank reported total assets of $26.6B and total deposits of $22.4B. Profitability stands at 1.72% ROA and 13.71% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 14.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 3.84%. FDIC Certificate #1105.

Assets

$26.6B

Deposits

$22.4B

Loans

$15.3B

Equity

$3.4B

Profitability

Return on Assets (ROA) 1.72%
Return on Equity (ROE) 13.71%
Net Interest Margin (NIM) 3.42%
Yield on Assets 4.61%
Cost of Funds 1.53%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.26%
Texas Ratio 3.84%
NPA Ratio 0.52%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 14.13%
Tier 1 Capital 14.13%
Total Capital Ratio 15.26%
Leverage Ratio 9.44%
Loan-to-Deposit 68.20%

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