BanksFIRST INTERSTATE BANK

FIRST INTERSTATE BANK

BILLINGS, MTRegionalEst. Oct. 9, 1916, midnightFDIC #1105RSSD #659855FED
Latest · 2025-12-31

FIRST INTERSTATE BANK is an FDIC-insured commercial bank headquartered in BILLINGS, MT, established in Oct. 9, 1916, midnight. As of 2025-12-31, the bank reported total assets of $26.6B and total deposits of $22.4B. Profitability stands at 1.72% ROA and 13.71% ROE, with a net interest margin of 3.42%. CET1 capital ratio: 14.13%, well above regulatory minimums. NPL ratio: 0.87% · Texas Ratio: 3.84%. Operates 302 domestic branches.

Assets
$26.6B
Deposits
$22.4B
Loans
$15.3B
Equity
$3.4B

Profitability

Return on Assets (ROA)1.72%
Return on Equity (ROE)13.71%
Net Interest Margin3.42%
Yield on Assets4.61%
Cost of Funds1.30%

Asset Quality

NPL Ratio0.87%
Net Charge-Off Ratio0.26%
Texas Ratio3.84%
NPA Ratio0.52%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio14.13%
Tier 1 Capital14.13%
Total Capital Ratio15.26%
Leverage Ratio9.44%
Loan-to-Deposit68.20%

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