PRESENCE BANK is asn small FDIC-insured commercial bank headquartered in COATESVILLE, PA. As of 2025-12-31, the bank reported total assets of $456M and total deposits of $359M. Profitability stands at -2.56% ROA and -26.43% ROE, with a net interest margin of 3.18%. The bank's CET1 capital ratio is 11.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 1.80%.
Assets
$456M
Deposits
$359M
Loans
$356M
Equity
$43M
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