BanksAMERICAN NATIONAL BANK

AMERICAN NATIONAL BANK

OMAHA, NELargeRSSD #660655
Latest · 2025-12-31

AMERICAN NATIONAL BANK is an FDIC-insured commercial bank headquartered in OMAHA, NE. As of 2025-12-31, the bank reported total assets of $5.2B and total deposits of $4.6B. Profitability stands at 1.49% ROA and 14.88% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 12.92%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 4.06%. Operates 36 domestic branches.

Assets
$5.2B
Deposits
$4.6B
Loans
$3.8B
Equity
$538M

Profitability

Return on Assets (ROA)1.49%
Return on Equity (ROE)14.88%
Net Interest Margin3.79%
Yield on Assets5.90%
Cost of Funds2.18%

Asset Quality

NPL Ratio0.60%
Net Charge-Off Ratio0.27%
Texas Ratio4.06%
NPA Ratio0.45%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio12.92%
Tier 1 Capital12.92%
Total Capital Ratio14.02%
Leverage Ratio10.37%
Loan-to-Deposit83.64%

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