AMALGAMATED BANK

NEW YORK, NY | Large | Est. April 14, 1923, midnight | FDIC #622 | RSSD #661308 | FDIC
Latest Report: 2025-12-31

AMALGAMATED BANK is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in April 14, 1923, midnight. As of 2025-12-31, the bank reported total assets of $8.9B and total deposits of $8.0B. Profitability stands at 1.24% ROA and 13.68% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 14.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 3.29%. FDIC Certificate #622.

Assets

$8.9B

Deposits

$8.0B

Loans

$5.0B

Equity

$813M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 13.68%
Net Interest Margin (NIM) 3.88%
Yield on Assets 5.34%
Cost of Funds 1.51%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio 0.41%
Texas Ratio 3.29%
NPA Ratio 0.32%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 14.58%
Tier 1 Capital 14.58%
Total Capital Ratio 15.64%
Leverage Ratio 9.63%
Loan-to-Deposit 62.06%

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