WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in WOODRUFF, SC, established in Dec. 14, 1934, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $63M. Profitability stands at 0.29% ROA and 0.85% ROE, with a net interest margin of 2.24%. The bank's CET1 capital ratio is 34.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 2.01%. FDIC Certificate #29238.
Assets
$98M
Deposits
$63M
Loans
$65M
Equity
$34M
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