WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in WOODRUFF, SC, established in Dec. 14, 1934, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $63M. Profitability stands at 0.29% ROA and 0.85% ROE, with a net interest margin of 2.24%. CET1 capital ratio: 34.22%, well above regulatory minimums. NPL ratio: 1.06% · Texas Ratio: 2.01%. Operates 1 domestic branch.
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