DECATUR COUNTY BANK

DECATURVILLE, TN | Small | Est. Nov. 16, 1899, midnight | FDIC #6101 | RSSD #66154 | FED
Latest Report: 2025-12-31

DECATUR COUNTY BANK is asn small FDIC-insured commercial bank headquartered in DECATURVILLE, TN, established in Nov. 16, 1899, midnight. As of 2025-12-31, the bank reported total assets of $317M and total deposits of $286M. Profitability stands at 1.04% ROA and 13.16% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 11.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 4.06%. FDIC Certificate #6101.

Assets

$317M

Deposits

$286M

Loans

$260M

Equity

$27M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 13.16%
Net Interest Margin (NIM) 4.24%
Yield on Assets 6.72%
Cost of Funds 2.50%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio -0.01%
Texas Ratio 4.06%
NPA Ratio 0.37%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 11.01%
Tier 1 Capital 11.01%
Total Capital Ratio 12.00%
Leverage Ratio 9.20%
Loan-to-Deposit 90.98%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required