WAHOO STATE BANK

WAHOO, NE | Small | Est. Jan. 2, 1932, midnight | FDIC #1163 | RSSD #662350 | FED
Latest Report: 2025-12-31

WAHOO STATE BANK is asn small FDIC-insured commercial bank headquartered in WAHOO, NE, established in Jan. 2, 1932, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $88M. Profitability stands at 0.80% ROA and 10.12% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 12.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1163.

Assets

$114M

Deposits

$88M

Loans

$87M

Equity

$9M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 10.12%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.06%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 12.74%
Tier 1 Capital 12.74%
Total Capital Ratio 13.78%
Leverage Ratio 8.79%
Loan-to-Deposit 99.41%

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