BANK OF THE SIERRA is an FDIC-insured commercial bank headquartered in PORTERVILLE, CA, established in Jan. 19, 1978, midnight. As of 2025-12-31, the bank reported total assets of $3.8B and total deposits of $2.9B. Profitability stands at 1.51% ROA and 12.93% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 10.92%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 3.19%. Operates 36 domestic branches.
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