FIRST SOUTHERN BANK is amn medium FDIC-insured commercial bank headquartered in FLORENCE, AL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $732M and total deposits of $621M. Profitability stands at -0.12% ROA and -1.29% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 9.36%. Asset quality metrics show a non-performing loan ratio of 5.94% and a Texas Ratio of 39.86%. FDIC Certificate #29332.
Assets
$732M
Deposits
$621M
Loans
$507M
Equity
$68M
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