IOWA STATE BANK

DES MOINES, IA | Small | Est. April 14, 1941, midnight | FDIC #15808 | RSSD #662949 | FDIC
Latest Report: 2025-12-31

IOWA STATE BANK is asn small FDIC-insured commercial bank headquartered in DES MOINES, IA, established in April 14, 1941, midnight. As of 2025-12-31, the bank reported total assets of $467M and total deposits of $381M. Profitability stands at 1.73% ROA and 11.71% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 14.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15808.

Assets

$467M

Deposits

$381M

Loans

$264M

Equity

$69M

Profitability

Return on Assets (ROA) 1.73%
Return on Equity (ROE) 11.71%
Net Interest Margin (NIM) 3.62%
Yield on Assets 4.82%
Cost of Funds 1.35%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 14.77%
Tier 1 Capital 14.77%
Total Capital Ratio 15.51%
Leverage Ratio 15.46%
Loan-to-Deposit 69.32%

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