SMALL BUSINESS BANK

LENEXA, KS | Micro | Est. Nov. 7, 1984, midnight | FDIC #25744 | RSSD #663656 | FED
Latest Report: 2025-12-31

SMALL BUSINESS BANK is amn micro FDIC-insured commercial bank headquartered in LENEXA, KS, established in Nov. 7, 1984, midnight. As of 2025-12-31, the bank reported total assets of $73M and total deposits of $68M. Profitability stands at -6.83% ROA and -88.77% ROE, with a net interest margin of 2.71%. The bank's CET1 capital ratio is 17.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.73% and a Texas Ratio of 49.65%. FDIC Certificate #25744.

Assets

$73M

Deposits

$68M

Loans

$63M

Equity

$4M

Profitability

Return on Assets (ROA) -6.83%
Return on Equity (ROE) -88.77%
Net Interest Margin (NIM) 2.71%
Yield on Assets 5.20%
Cost of Funds 4.02%

Asset Quality

NPL Ratio 4.73%
Net Charge-Off Ratio 0.80%
Texas Ratio 49.65%
NPA Ratio 4.11%
ACL / Loans 2.70%

Capital & Liquidity

CET1 Ratio 17.45%
Tier 1 Capital 17.45%
Total Capital Ratio 18.77%
Leverage Ratio 5.73%
Loan-to-Deposit 93.07%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required