OCEAN BANK is aln large FDIC-insured commercial bank headquartered in MIAMI, FL, established in Dec. 9, 1982, midnight. As of 2025-12-31, the bank reported total assets of $7.4B and total deposits of $6.3B. Profitability stands at 0.95% ROA and 10.17% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 11.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.66%. FDIC Certificate #24156.
Assets
$7.4B
Deposits
$6.3B
Loans
$6.0B
Equity
$697M
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