HORIZON BANK is amn medium FDIC-insured commercial bank headquartered in WAVERLY, NE, established in Feb. 18, 1907, midnight. As of 2025-12-31, the bank reported total assets of $511M and total deposits of $424M. Profitability stands at 2.39% ROA and 15.87% ROE, with a net interest margin of 5.53%. The bank's CET1 capital ratio is 13.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 4.32%. FDIC Certificate #14327.
Assets
$511M
Deposits
$424M
Loans
$407M
Equity
$76M
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