LONE OAK BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in ELDORADO, TX, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $95M. Profitability stands at 2.99% ROA and 19.05% ROE, with a net interest margin of 6.54%. CET1 capital ratio: 14.51%, well above regulatory minimums. NPL ratio: 0.63% · Texas Ratio: 2.92%. Operates 2 domestic branches.
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