PHILO EXCHANGE BANK is asn small FDIC-insured commercial bank headquartered in PHILO, IL, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $149M and total deposits of $123M. Profitability stands at 1.16% ROA and 10.99% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 9.00%. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.75%. FDIC Certificate #5722.
Assets
$149M
Deposits
$123M
Loans
$92M
Equity
$16M
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