BANK OF CHARLOTTE COUNTY, THE is asn small FDIC-insured commercial bank headquartered in PHENIX, VA, established in Nov. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $228M and total deposits of $204M. Profitability stands at 1.18% ROA and 11.05% ROE, with a net interest margin of 4.72%. The bank's CET1 capital ratio is 16.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 6.32%. FDIC Certificate #14491.
Assets
$228M
Deposits
$204M
Loans
$143M
Equity
$23M
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