ORIGIN BANK

CHOUDRANT, LA | Large | Est. Nov. 23, 1912, midnight | FDIC #12614 | RSSD #667757 | FED
Latest Report: 2025-12-31

ORIGIN BANK is aln large FDIC-insured commercial bank headquartered in CHOUDRANT, LA, established in Nov. 23, 1912, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $8.3B. Profitability stands at 1.27% ROA and 10.89% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 12.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 6.67%. FDIC Certificate #12614.

Assets

$9.6B

Deposits

$8.3B

Loans

$7.7B

Equity

$1.1B

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 10.89%
Net Interest Margin (NIM) 3.96%
Yield on Assets 6.06%
Cost of Funds 2.49%

Asset Quality

NPL Ratio 1.06%
Net Charge-Off Ratio 0.52%
Texas Ratio 6.67%
NPA Ratio 0.85%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 12.62%
Tier 1 Capital 12.62%
Total Capital Ratio 13.82%
Leverage Ratio 10.91%
Loan-to-Deposit 91.90%

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