BanksASPIRE BANK

ASPIRE BANK

FARGO, NDMicroEst. Sept. 19, 1905, midnightFDIC #3934RSSD #668053FDIC
Latest · 2025-12-31

ASPIRE BANK is an FDIC-insured commercial bank headquartered in FARGO, ND, established in Sept. 19, 1905, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $51M. Profitability stands at 1.15% ROA and 10.33% ROE, with a net interest margin of 5.40%. CET1 capital ratio: 10.34%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$63M
Deposits
$51M
Loans
$54M
Equity
$7M

Profitability

Return on Assets (ROA)1.15%
Return on Equity (ROE)10.33%
Net Interest Margin5.40%
Yield on Assets7.80%
Cost of Funds2.50%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.05%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio10.34%
Tier 1 Capital10.34%
Total Capital Ratio10.85%
Leverage Ratio10.22%
Loan-to-Deposit105.77%

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