DEWITT BANK & TRUST CO.

DE WITT, IA | Small | Est. June 15, 1933, midnight | FDIC #14705 | RSSD #668147 | FDIC
Latest Report: 2025-12-31

DEWITT BANK & TRUST CO. is asn small FDIC-insured commercial bank headquartered in DE WITT, IA, established in June 15, 1933, midnight. As of 2025-12-31, the bank reported total assets of $257M and total deposits of $223M. Profitability stands at 1.40% ROA and 17.08% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 8.22%. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 13.44%. FDIC Certificate #14705.

Assets

$257M

Deposits

$223M

Loans

$204M

Equity

$21M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 17.08%
Net Interest Margin (NIM) 3.82%
Yield on Assets 6.10%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 1.56%
Net Charge-Off Ratio -0.01%
Texas Ratio 13.44%
NPA Ratio 1.24%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 8.22%
Tier 1 Capital 8.22%
Total Capital Ratio 8.63%
Leverage Ratio 9.61%
Loan-to-Deposit 91.45%

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