FIRST NATIONAL BANK AND TRUST

FIRST NATIONAL BANK AND TRUST is asn small FDIC-insured commercial bank headquartered in ATMORE, AL, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $239M and total deposits of $220M. Profitability stands at 0.34% ROA and 4.52% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 7.66%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 2.69%. FDIC Certificate #2779.