PLUMAS BANK

QUINCY, CA | Large | Est. Dec. 13, 1980, midnight | FDIC #23275 | RSSD #670467 | FED
Latest Report: 2025-12-31

PLUMAS BANK is aln large FDIC-insured commercial bank headquartered in QUINCY, CA, established in Dec. 13, 1980, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 2.03% ROA and 17.03% ROE, with a net interest margin of 5.15%. The bank's CET1 capital ratio is 14.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.00% and a Texas Ratio of 5.23%. FDIC Certificate #23275.

Assets

$2.2B

Deposits

$1.8B

Loans

$1.5B

Equity

$273M

Profitability

Return on Assets (ROA) 2.03%
Return on Equity (ROE) 17.03%
Net Interest Margin (NIM) 5.15%
Yield on Assets 6.01%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 1.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 5.23%
NPA Ratio 0.68%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 14.81%
Tier 1 Capital 14.81%
Total Capital Ratio 16.04%
Leverage Ratio 11.11%
Loan-to-Deposit 83.33%

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