SALEM CO-OPERATIVE BANK

SALEM, NH | Medium | Est. Jan. 1, 1922, midnight | FDIC #27824 | RSSD #670878 | FDIC
Latest Report: 2025-12-31

SALEM CO-OPERATIVE BANK is amn medium FDIC-insured commercial bank headquartered in SALEM, NH, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $572M and total deposits of $400M. Profitability stands at 0.27% ROA and 2.49% ROE, with a net interest margin of 2.32%. The bank's CET1 capital ratio is 17.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.88%. FDIC Certificate #27824.

Assets

$572M

Deposits

$400M

Loans

$479M

Equity

$64M

Profitability

Return on Assets (ROA) 0.27%
Return on Equity (ROE) 2.49%
Net Interest Margin (NIM) 2.32%
Yield on Assets 4.92%
Cost of Funds 2.73%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.88%
NPA Ratio 0.22%
ACL / Loans 0.62%

Capital & Liquidity

CET1 Ratio 17.94%
Tier 1 Capital 17.94%
Total Capital Ratio 18.77%
Leverage Ratio 11.64%
Loan-to-Deposit 119.88%

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