STOCK EXCHANGE BANK

CALDWELL, KS | Micro | Est. Nov. 12, 1881, midnight | FDIC #15784 | RSSD #671053 | FED
Latest Report: 2025-12-31

STOCK EXCHANGE BANK is amn micro FDIC-insured commercial bank headquartered in CALDWELL, KS, established in Nov. 12, 1881, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $80M. Profitability stands at 0.89% ROA and 11.01% ROE, with a net interest margin of 4.70%. The bank's CET1 capital ratio is 13.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15784.

Assets

$90M

Deposits

$80M

Loans

$77M

Equity

$7M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 11.01%
Net Interest Margin (NIM) 4.70%
Yield on Assets 6.87%
Cost of Funds 2.68%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 13.34%
Tier 1 Capital 13.34%
Total Capital Ratio 14.60%
Leverage Ratio 8.72%
Loan-to-Deposit 96.39%

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