REPUBLIC BANK OF CHICAGO

OAK BROOK, IL | Large | Est. Dec. 1, 1964, midnight | FDIC #19333 | RSSD #671334 | FDIC
Latest Report: 2025-12-31

REPUBLIC BANK OF CHICAGO is aln large FDIC-insured commercial bank headquartered in OAK BROOK, IL, established in Dec. 1, 1964, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.3B. Profitability stands at 1.21% ROA and 9.08% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 17.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.69% and a Texas Ratio of 23.82%. FDIC Certificate #19333.

Assets

$2.7B

Deposits

$2.3B

Loans

$1.7B

Equity

$358M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 9.08%
Net Interest Margin (NIM) 4.10%
Yield on Assets 5.86%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 1.69%
Net Charge-Off Ratio 0.19%
Texas Ratio 23.82%
NPA Ratio 3.31%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 17.85%
Tier 1 Capital 17.85%
Total Capital Ratio 18.96%
Leverage Ratio 14.34%
Loan-to-Deposit 72.28%

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