BANK OF HOPE

LOS ANGELES, CA | Regional | Est. March 18, 1986, midnight | FDIC #26610 | RSSD #671464 | FDIC
Latest Report: 2025-12-31

BANK OF HOPE is arn regional FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in March 18, 1986, midnight. As of 2025-12-31, the bank reported total assets of $18.5B and total deposits of $15.6B. Profitability stands at 0.90% ROA and 7.07% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 12.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.00% and a Texas Ratio of 5.85%. FDIC Certificate #26610.

Assets

$18.5B

Deposits

$15.6B

Loans

$14.8B

Equity

$2.4B

Profitability

Return on Assets (ROA) 0.90%
Return on Equity (ROE) 7.07%
Net Interest Margin (NIM) 3.05%
Yield on Assets 5.65%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 1.00%
Net Charge-Off Ratio 0.20%
Texas Ratio 5.85%
NPA Ratio 0.80%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 12.82%
Tier 1 Capital 12.82%
Total Capital Ratio 13.85%
Leverage Ratio 10.93%
Loan-to-Deposit 94.67%

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