KIRKPATRICK BANK

EDMOND, OK | Large | Est. March 23, 1970, midnight | FDIC #20156 | RSSD #67151 | FDIC
Latest Report: 2025-12-31

KIRKPATRICK BANK is aln large FDIC-insured commercial bank headquartered in EDMOND, OK, established in March 23, 1970, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $933M. Profitability stands at 1.26% ROA and 15.19% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 13.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #20156.

Assets

$1.0B

Deposits

$933M

Loans

$777M

Equity

$88M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 15.19%
Net Interest Margin (NIM) 3.61%
Yield on Assets 5.72%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.11%

Capital & Liquidity

CET1 Ratio 13.70%
Tier 1 Capital 13.70%
Total Capital Ratio 14.96%
Leverage Ratio 10.87%
Loan-to-Deposit 83.34%

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