WOOD & HUSTON BANK

MARSHALL, MO | Large | Est. Feb. 12, 1874, midnight | FDIC #1060 | RSSD #671558 | FDIC
Latest Report: 2025-12-31

WOOD & HUSTON BANK is aln large FDIC-insured commercial bank headquartered in MARSHALL, MO, established in Feb. 12, 1874, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.2B. Profitability stands at 1.71% ROA and 17.08% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 12.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.61%. FDIC Certificate #1060.

Assets

$1.3B

Deposits

$1.2B

Loans

$963M

Equity

$124M

Profitability

Return on Assets (ROA) 1.71%
Return on Equity (ROE) 17.08%
Net Interest Margin (NIM) 3.90%
Yield on Assets 6.17%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.61%
NPA Ratio 0.06%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 12.61%
Tier 1 Capital 12.61%
Total Capital Ratio 13.84%
Leverage Ratio 10.80%
Loan-to-Deposit 83.21%

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