ATLANTA NATIONAL BANK, THE

ATLANTA, IL | Micro | Est. Aug. 2, 1887, midnight | FDIC #3601 | RSSD #672238 | OCC
Latest Report: 2025-12-31

ATLANTA NATIONAL BANK, THE is amn micro FDIC-insured commercial bank headquartered in ATLANTA, IL, established in Aug. 2, 1887, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $65M. Profitability stands at 0.22% ROA and 1.91% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 20.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 1.36%. FDIC Certificate #3601.

Assets

$76M

Deposits

$65M

Loans

$35M

Equity

$9M

Profitability

Return on Assets (ROA) 0.22%
Return on Equity (ROE) 1.91%
Net Interest Margin (NIM) 3.72%
Yield on Assets 4.85%
Cost of Funds 1.57%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.36%
Texas Ratio 1.36%
NPA Ratio 0.16%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 20.82%
Tier 1 Capital 20.82%
Total Capital Ratio 21.39%
Leverage Ratio 11.87%
Loan-to-Deposit 53.37%

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