BanksATLANTA NATIONAL BANK, THE

ATLANTA NATIONAL BANK, THE

ATLANTA, ILMicroEst. Aug. 2, 1887, midnightFDIC #3601RSSD #672238OCC
Latest · 2025-12-31

ATLANTA NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in ATLANTA, IL, established in Aug. 2, 1887, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $65M. Profitability stands at 0.22% ROA and 1.91% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 20.82%, well above regulatory minimums. NPL ratio: 0.34% · Texas Ratio: 1.36%. Operates 3 domestic branches.

Assets
$76M
Deposits
$65M
Loans
$35M
Equity
$9M

Profitability

Return on Assets (ROA)0.22%
Return on Equity (ROE)1.91%
Net Interest Margin3.72%
Yield on Assets4.85%
Cost of Funds1.18%

Asset Quality

NPL Ratio0.34%
Net Charge-Off Ratio0.36%
Texas Ratio1.36%
NPA Ratio0.16%
ACL / Loans0.73%

Capital & Liquidity

CET1 Ratio20.82%
Tier 1 Capital20.82%
Total Capital Ratio21.39%
Leverage Ratio11.87%
Loan-to-Deposit53.37%

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