YOUNG AMERICANS BANK is amn micro FDIC-insured commercial bank headquartered in DENVER, CO, established in Aug. 3, 1987, midnight. As of 2025-12-31, the bank reported total assets of $16M and total deposits of $13M. Profitability stands at -14.59% ROA and -102.62% ROE, with a net interest margin of 3.00%. The bank's CET1 capital ratio is 465.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #27010.
Assets
$16M
Deposits
$13M
Loans
$43K
Equity
$2M
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