YOUNG AMERICANS BANK

DENVER, CO | Micro | Est. Aug. 3, 1987, midnight | FDIC #27010 | RSSD #67254 | FDIC
Latest Report: 2025-12-31

YOUNG AMERICANS BANK is amn micro FDIC-insured commercial bank headquartered in DENVER, CO, established in Aug. 3, 1987, midnight. As of 2025-12-31, the bank reported total assets of $16M and total deposits of $13M. Profitability stands at -14.59% ROA and -102.62% ROE, with a net interest margin of 3.00%. The bank's CET1 capital ratio is 465.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #27010.

Assets

$16M

Deposits

$13M

Loans

$43K

Equity

$2M

Profitability

Return on Assets (ROA) -14.59%
Return on Equity (ROE) -102.62%
Net Interest Margin (NIM) 3.00%
Yield on Assets 3.96%
Cost of Funds 1.28%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 13.95%

Capital & Liquidity

CET1 Ratio 465.98%
Tier 1 Capital 465.98%
Total Capital Ratio 467.22%
Leverage Ratio 13.99%
Loan-to-Deposit 0.32%

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