PROFILE BANK

ROCHESTER, NH | Small | Est. Jan. 1, 1907, midnight | FDIC #28155 | RSSD #672573 | FED
Latest Report: 2025-12-31

PROFILE BANK is asn small FDIC-insured commercial bank headquartered in ROCHESTER, NH, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $314M and total deposits of $276M. Profitability stands at 0.14% ROA and 1.57% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 15.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.73%. FDIC Certificate #28155.

Assets

$314M

Deposits

$276M

Loans

$198M

Equity

$28M

Profitability

Return on Assets (ROA) 0.14%
Return on Equity (ROE) 1.57%
Net Interest Margin (NIM) 3.16%
Yield on Assets 4.30%
Cost of Funds 1.15%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.73%
NPA Ratio 0.07%
ACL / Loans 0.38%

Capital & Liquidity

CET1 Ratio 15.76%
Tier 1 Capital 15.76%
Total Capital Ratio 16.18%
Leverage Ratio 8.91%
Loan-to-Deposit 71.78%

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