FIRST SECURITY BANK

SEARCY, AR | Large | Est. Feb. 6, 1932, midnight | FDIC #5633 | RSSD #673440 | FED
Latest Report: 2025-12-31

FIRST SECURITY BANK is aln large FDIC-insured commercial bank headquartered in SEARCY, AR, established in Feb. 6, 1932, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $6.6B. Profitability stands at 1.84% ROA and 13.41% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 20.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.55%. FDIC Certificate #5633.

Assets

$8.4B

Deposits

$6.6B

Loans

$4.5B

Equity

$1.2B

Profitability

Return on Assets (ROA) 1.84%
Return on Equity (ROE) 13.41%
Net Interest Margin (NIM) 3.70%
Yield on Assets 5.60%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.55%
NPA Ratio 0.09%
ACL / Loans 2.48%

Capital & Liquidity

CET1 Ratio 20.78%
Tier 1 Capital 20.78%
Total Capital Ratio 22.03%
Leverage Ratio 15.54%
Loan-to-Deposit 68.56%

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