BanksFIRST SECURITY BANK

FIRST SECURITY BANK

SEARCY, ARLargeEst. Feb. 6, 1932, midnightFDIC #5633RSSD #673440FED
Latest · 2025-12-31

FIRST SECURITY BANK is an FDIC-insured commercial bank headquartered in SEARCY, AR, established in Feb. 6, 1932, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $6.6B. Profitability stands at 1.84% ROA and 13.41% ROE, with a net interest margin of 3.70%. CET1 capital ratio: 20.78%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 0.55%. Operates 79 domestic branches.

Assets
$8.4B
Deposits
$6.6B
Loans
$4.5B
Equity
$1.2B

Profitability

Return on Assets (ROA)1.84%
Return on Equity (ROE)13.41%
Net Interest Margin3.70%
Yield on Assets5.60%
Cost of Funds2.20%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.03%
Texas Ratio0.55%
NPA Ratio0.09%
ACL / Loans2.48%

Capital & Liquidity

CET1 Ratio20.78%
Tier 1 Capital20.78%
Total Capital Ratio22.03%
Leverage Ratio15.54%
Loan-to-Deposit68.56%

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