CITIZENS FEDERAL SAVINGS AND LOAN ASSOCIATION OF COVINGTON is an FDIC-insured commercial bank headquartered in COVINGTON, KY, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $27M. Profitability stands at 0.22% ROA and 0.81% ROE, with a net interest margin of 2.79%. CET1 capital ratio: 57.47%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.24%. Operates 1 domestic branch.
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