LUANA SAVINGS BANK

LUANA, IA | Large | Est. Aug. 1, 1908, midnight | FDIC #253 | RSSD #674849 | FDIC
Latest Report: 2025-12-31

LUANA SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in LUANA, IA, established in Aug. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 0.71% ROA and 7.42% ROE, with a net interest margin of 1.81%. The bank's CET1 capital ratio is 9.04%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.27%. FDIC Certificate #253.

Assets

$2.2B

Deposits

$1.8B

Loans

$1.8B

Equity

$208M

Profitability

Return on Assets (ROA) 0.71%
Return on Equity (ROE) 7.42%
Net Interest Margin (NIM) 1.81%
Yield on Assets 4.88%
Cost of Funds 3.28%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.27%
NPA Ratio 0.03%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 9.04%
Tier 1 Capital 9.04%
Total Capital Ratio 9.49%
Leverage Ratio 9.72%
Loan-to-Deposit 96.98%

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