COMMUNITY BANK

DUNLAP, IA | Small | Est. Feb. 23, 1926, midnight | FDIC #14649 | RSSD #675042 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in DUNLAP, IA, established in Feb. 23, 1926, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $122M. Profitability stands at 1.53% ROA and 14.32% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 15.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #14649.

Assets

$137M

Deposits

$122M

Loans

$94M

Equity

$15M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 14.32%
Net Interest Margin (NIM) 4.11%
Yield on Assets 6.27%
Cost of Funds 2.29%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 15.58%
Tier 1 Capital 15.58%
Total Capital Ratio 16.44%
Leverage Ratio 11.04%
Loan-to-Deposit 77.02%

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