FAYETTE SAVINGS BANK, SSB

LA GRANGE, TX | Small | Est. Jan. 1, 1976, midnight | FDIC #31936 | RSSD #675079 | FDIC
Latest Report: 2025-12-31

FAYETTE SAVINGS BANK, SSB is asn small FDIC-insured commercial bank headquartered in LA GRANGE, TX, established in Jan. 1, 1976, midnight. As of 2025-12-31, the bank reported total assets of $496M and total deposits of $446M. Profitability stands at 1.76% ROA and 17.93% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 9.78%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.82%. FDIC Certificate #31936.

Assets

$496M

Deposits

$446M

Loans

$401M

Equity

$49M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 17.93%
Net Interest Margin (NIM) 3.75%
Yield on Assets 6.17%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.82%
NPA Ratio 0.09%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 9.78%
Tier 1 Capital 9.78%
Total Capital Ratio 10.27%
Leverage Ratio 10.81%
Loan-to-Deposit 90.01%

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