AMERICAN TRUST & SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in LOWDEN, IA, established in Oct. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $31M and total deposits of $26M. Profitability stands at -2.69% ROA and -21.96% ROE, with a net interest margin of 2.00%. The bank's CET1 capital ratio is 39.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 9.15% and a Texas Ratio of 13.93%. FDIC Certificate #10120.
Assets
$31M
Deposits
$26M
Loans
$6M
Equity
$4M
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