FIRST NATIONAL BANK IN CIMARRON

CIMARRON, KS | Small | Est. May 21, 1929, midnight | FDIC #4638 | RSSD #677354 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN CIMARRON is asn small FDIC-insured commercial bank headquartered in CIMARRON, KS, established in May 21, 1929, midnight. As of 2025-12-31, the bank reported total assets of $162M and total deposits of $151M. Profitability stands at 1.12% ROA and 19.36% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 14.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.85%. FDIC Certificate #4638.

Assets

$162M

Deposits

$151M

Loans

$72M

Equity

$9M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 19.36%
Net Interest Margin (NIM) 3.77%
Yield on Assets 5.10%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.85%
NPA Ratio 0.05%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 14.68%
Tier 1 Capital 14.68%
Total Capital Ratio 15.74%
Leverage Ratio 8.75%
Loan-to-Deposit 47.48%

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