FARMERS & MERCHANTS BANK, THE

STUTTGART, AR | Large | Est. Jan. 2, 1945, midnight | FDIC #16216 | RSSD #677644 | FED
Latest Report: 2025-12-31

FARMERS & MERCHANTS BANK, THE is aln large FDIC-insured commercial bank headquartered in STUTTGART, AR, established in Jan. 2, 1945, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.6B. Profitability stands at 1.00% ROA and 9.06% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 6.40%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 2.75%. FDIC Certificate #16216.

Assets

$2.0B

Deposits

$1.6B

Loans

$1.4B

Equity

$218M

Profitability

Return on Assets (ROA) 1.00%
Return on Equity (ROE) 9.06%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.90%
Cost of Funds 4.71%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.14%
Texas Ratio 2.75%
NPA Ratio 0.33%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 6.40%
Tier 1 Capital 6.40%
Total Capital Ratio 6.72%
Leverage Ratio 9.76%
Loan-to-Deposit 85.35%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required