FARMERS AND MERCHANTS STATE BANK is asn small FDIC-insured commercial bank headquartered in LANGDON, ND, established in Aug. 12, 1974, midnight. As of 2025-12-31, the bank reported total assets of $150M and total deposits of $108M. Profitability stands at 1.41% ROA and 10.28% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 13.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #21728.
Assets
$150M
Deposits
$108M
Loans
$82M
Equity
$21M
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