UNION SAVINGS AND LOAN ASSOCIATION

CONNERSVILLE, IN | Small | Est. Aug. 1, 1937, midnight | FDIC #29933 | RSSD #677970 | OCC
Latest Report: 2025-12-31

UNION SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in CONNERSVILLE, IN, established in Aug. 1, 1937, midnight. As of 2025-12-31, the bank reported total assets of $258M and total deposits of $231M. Profitability stands at 1.13% ROA and 11.59% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 9.72%. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 6.90%. FDIC Certificate #29933.

Assets

$258M

Deposits

$231M

Loans

$218M

Equity

$25M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 11.59%
Net Interest Margin (NIM) 4.35%
Yield on Assets 6.57%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.08%
Texas Ratio 6.90%
NPA Ratio 0.75%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 9.72%
Tier 1 Capital 9.72%
Total Capital Ratio 10.21%
Leverage Ratio 9.95%
Loan-to-Deposit 94.44%

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