BanksBANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE

BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE

COLDSPRING, TXMicroEst. Nov. 9, 1963, midnightFDIC #18942RSSD #678052FDIC
Latest · 2025-12-31

BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS, THE is an FDIC-insured commercial bank headquartered in COLDSPRING, TX, established in Nov. 9, 1963, midnight. As of 2025-12-31, the bank reported total assets of $43M and total deposits of $37M. Profitability stands at 0.17% ROA and 1.15% ROE, with a net interest margin of 5.31%. CET1 capital ratio: 15.25%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$43M
Deposits
$37M
Loans
$13M
Equity
$7M

Profitability

Return on Assets (ROA)0.17%
Return on Equity (ROE)1.15%
Net Interest Margin5.31%
Yield on Assets5.49%
Cost of Funds0.20%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.16%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.80%

Capital & Liquidity

CET1 Ratio15.25%
Tier 1 Capital15.25%
Total Capital Ratio16.01%
Leverage Ratio17.46%
Loan-to-Deposit34.34%

This is just the summary.

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