MARION STATE BANK

MARION, LA | Small | Est. Feb. 1, 1907, midnight | FDIC #9320 | RSSD #678454 | FDIC
Latest Report: 2025-12-31

MARION STATE BANK is asn small FDIC-insured commercial bank headquartered in MARION, LA, established in Feb. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $231M and total deposits of $199M. Profitability stands at 1.02% ROA and 8.64% ROE, with a net interest margin of 4.95%. The bank's CET1 capital ratio is 16.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 8.76%. FDIC Certificate #9320.

Assets

$231M

Deposits

$199M

Loans

$164M

Equity

$27M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 8.64%
Net Interest Margin (NIM) 4.95%
Yield on Assets 6.81%
Cost of Funds 1.96%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.14%
Texas Ratio 8.76%
NPA Ratio 1.10%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 16.00%
Tier 1 Capital 16.00%
Total Capital Ratio 16.97%
Leverage Ratio 11.93%
Loan-to-Deposit 82.35%

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