CITIZENS TRUST BANK is amn medium FDIC-insured commercial bank headquartered in ATLANTA, GA, established in June 18, 1921, midnight. As of 2025-12-31, the bank reported total assets of $796M and total deposits of $682M. Profitability stands at 1.84% ROA and 14.39% ROE, with a net interest margin of 4.54%. The bank's CET1 capital ratio is 24.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.83% and a Texas Ratio of 3.73%. FDIC Certificate #8033.
Assets
$796M
Deposits
$682M
Loans
$381M
Equity
$102M
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